# Payday Loans by City: Local Guides for Major U.S. Cities | PayKedge > Find payday loan costs, licensed lenders and credit union alternatives in your city. Compare neighborhood rates against state laws with our metro-area guides. Источник: https://paykedge.com/city-directory/ --- # Metro-Area Payday Loan Resources Borrowing costs and nearby options shift from one neighborhood to the next. These municipal guides layer local market details on top of each state's regulatory framework, letting you see real offers where you actually live. ## City payday-loan guides (215) Each city page carries local data — median income, typical rent, top employers, ZIP coverage and a directory of nearby credit unions and nonprofits. Don't see your city? Its rules are covered by the [state guide](/by-region/). [Birmingham, ALAlabama · local rates, lenders & alternativesAL](/city-directory/al/birmingham-al/) [Huntsville, ALAlabama · local rates, lenders & alternativesAL](/city-directory/al/huntsville-al/) [Montgomery, ALAlabama · local rates, lenders & alternativesAL](/city-directory/al/montgomery-al/) [Anchorage, AKAlaska · local rates, lenders & alternativesAK](/city-directory/ak/anchorage-ak/) [Chandler, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/chandler-az/) [Gilbert, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/gilbert-az/) [Glendale, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/glendale-az/) [Mesa, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/mesa-az/) [Peoria, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/peoria-az/) [Phoenix, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/phoenix-az/) [Scottsdale, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/scottsdale-az/) [Surprise, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/surprise-az/) [Tempe, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/tempe-az/) [Tucson, AZArizona · local rates, lenders & alternativesAZ](/city-directory/az/tucson-az/) [Little Rock, ARArkansas · local rates, lenders & alternativesAR](/city-directory/ar/little-rock-ar/) [Anaheim, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/anaheim-ca/) [Bakersfield, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/bakersfield-ca/) [Chula Vista, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/chula-vista-ca/) [Concord, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/concord-ca/) [Corona, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/corona-ca/) [Elk Grove, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/elk-grove-ca/) [Escondido, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/escondido-ca/) [Fontana, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/fontana-ca/) [Fremont, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/fremont-ca/) [Fresno, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/fresno-ca/) [Fullerton, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/fullerton-ca/) [Garden Grove, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/garden-grove-ca/) [Glendale, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/glendale-ca/) [Hayward, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/hayward-ca/) [Huntington Beach, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/huntington-beach-ca/) [Irvine, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/irvine-ca/) [Lancaster, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/lancaster-ca/) [Long Beach, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/long-beach-ca/) [Los Angeles, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/los-angeles-ca/) [Modesto, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/modesto-ca/) [Moreno Valley, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/moreno-valley-ca/) [Oakland, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/oakland-ca/) [Oceanside, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/oceanside-ca/) [Ontario, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/ontario-ca/) [Orange, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/orange-ca/) [Palmdale, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/palmdale-ca/) [Pasadena, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/pasadena-ca/) [Pomona, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/pomona-ca/) [Rancho Cucamonga, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/rancho-cucamonga-ca/) [Riverside, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/riverside-ca/) [Roseville, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/roseville-ca/) [Sacramento, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/sacramento-ca/) [Salinas, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/salinas-ca/) [San Bernardino, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/san-bernardino-ca/) [San Diego, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/san-diego-ca/) [San Francisco, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/san-francisco-ca/) [Santa Ana, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/santa-ana-ca/) [Santa Clarita, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/santa-clarita-ca/) [Santa Rosa, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/santa-rosa-ca/) [Simi Valley, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/simi-valley-ca/) [Stockton, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/stockton-ca/) [Sunnyvale, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/sunnyvale-ca/) [Thousand Oaks, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/thousand-oaks-ca/) [Torrance, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/torrance-ca/) [Visalia, CACalifornia · local rates, lenders & alternativesCA](/city-directory/ca/visalia-ca/) [Aurora, COColorado · local rates, lenders & alternativesCO](/city-directory/co/aurora-co/) [Colorado Springs, COColorado · local rates, lenders & alternativesCO](/city-directory/co/colorado-springs-co/) [Denver, COColorado · local rates, lenders & alternativesCO](/city-directory/co/denver-co/) [Fort Collins, COColorado · local rates, lenders & alternativesCO](/city-directory/co/fort-collins-co/) [Lakewood, COColorado · local rates, lenders & alternativesCO](/city-directory/co/lakewood-co/) [Thornton, COColorado · local rates, lenders & alternativesCO](/city-directory/co/thornton-co/) [Bridgeport, CTConnecticut · local rates, lenders & alternativesCT](/city-directory/ct/bridgeport-ct/) [Hartford, CTConnecticut · local rates, lenders & alternativesCT](/city-directory/ct/hartford-ct/) [New Haven, CTConnecticut · local rates, lenders & alternativesCT](/city-directory/ct/new-haven-ct/) [Stamford, CTConnecticut · local rates, lenders & alternativesCT](/city-directory/ct/stamford-ct/) [Washington, DCDistrict of Columbia · local rates, lenders & alternativesDC](/city-directory/dc/washington-dc/) [Cape Coral, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/cape-coral-fl/) [Coral Springs, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/coral-springs-fl/) [Fort Lauderdale, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/fort-lauderdale-fl/) [Gainesville, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/gainesville-fl/) [Hialeah, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/hialeah-fl/) [Hollywood, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/hollywood-fl/) [Jacksonville, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/jacksonville-fl/) [Miami, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/miami-fl/) [Miramar, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/miramar-fl/) [Orlando, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/orlando-fl/) [Pembroke Pines, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/pembroke-pines-fl/) [Port St. Lucie, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/port-st-lucie-fl/) [St. Petersburg, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/st-petersburg-fl/) [Tallahassee, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/tallahassee-fl/) [Tampa, FLFlorida · local rates, lenders & alternativesFL](/city-directory/fl/tampa-fl/) [Atlanta, GAGeorgia · local rates, lenders & alternativesGA](/city-directory/ga/atlanta-ga/) [Augusta, GAGeorgia · local rates, lenders & alternativesGA](/city-directory/ga/augusta-ga/) [Columbus, GAGeorgia · local rates, lenders & alternativesGA](/city-directory/ga/columbus-ga/) [Savannah, GAGeorgia · local rates, lenders & alternativesGA](/city-directory/ga/savannah-ga/) [Honolulu, HIHawaii · local rates, lenders & alternativesHI](/city-directory/hi/honolulu-hi/) [Boise, IDIdaho · local rates, lenders & alternativesID](/city-directory/id/boise-id/) [Aurora, ILIllinois · local rates, lenders & alternativesIL](/city-directory/il/aurora-il/) [Chicago, ILIllinois · local rates, lenders & alternativesIL](/city-directory/il/chicago-il/) [Joliet, ILIllinois · local rates, lenders & alternativesIL](/city-directory/il/joliet-il/) [Naperville, ILIllinois · local rates, lenders & alternativesIL](/city-directory/il/naperville-il/) [Rockford, ILIllinois · local rates, lenders & alternativesIL](/city-directory/il/rockford-il/) [Fort Wayne, INIndiana · local rates, lenders & alternativesIN](/city-directory/in/fort-wayne-in/) [Indianapolis, INIndiana · local rates, lenders & alternativesIN](/city-directory/in/indianapolis-in/) [Cedar Rapids, IAIowa · local rates, lenders & alternativesIA](/city-directory/ia/cedar-rapids-ia/) [Des Moines, IAIowa · local rates, lenders & alternativesIA](/city-directory/ia/des-moines-ia/) [Kansas City, KSKansas · local rates, lenders & alternativesKS](/city-directory/ks/kansas-city-ks/) [Olathe, KSKansas · local rates, lenders & alternativesKS](/city-directory/ks/olathe-ks/) [Overland Park, KSKansas · local rates, lenders & alternativesKS](/city-directory/ks/overland-park-ks/) [Topeka, KSKansas · local rates, lenders & alternativesKS](/city-directory/ks/topeka-ks/) [Wichita, KSKansas · local rates, lenders & alternativesKS](/city-directory/ks/wichita-ks/) [Lexington, KYKentucky · local rates, lenders & alternativesKY](/city-directory/ky/lexington-ky/) [Louisville, KYKentucky · local rates, lenders & alternativesKY](/city-directory/ky/louisville-ky/) [Baton Rouge, LALouisiana · local rates, lenders & alternativesLA](/city-directory/la/baton-rouge-la/) [Lafayette, LALouisiana · local rates, lenders & alternativesLA](/city-directory/la/lafayette-la/) [New Orleans, LALouisiana · local rates, lenders & alternativesLA](/city-directory/la/new-orleans-la/) [Shreveport, LALouisiana · local rates, lenders & alternativesLA](/city-directory/la/shreveport-la/) [Baltimore, MDMaryland · local rates, lenders & alternativesMD](/city-directory/md/baltimore-md/) [Boston, MAMassachusetts · local rates, lenders & alternativesMA](/city-directory/ma/boston-ma/) [Springfield, MAMassachusetts · local rates, lenders & alternativesMA](/city-directory/ma/springfield-ma/) [Worcester, MAMassachusetts · local rates, lenders & alternativesMA](/city-directory/ma/worcester-ma/) [Detroit, MIMichigan · local rates, lenders & alternativesMI](/city-directory/mi/detroit-mi/) [Grand Rapids, MIMichigan · local rates, lenders & alternativesMI](/city-directory/mi/grand-rapids-mi/) [Sterling Heights, MIMichigan · local rates, lenders & alternativesMI](/city-directory/mi/sterling-heights-mi/) [Warren, MIMichigan · local rates, lenders & alternativesMI](/city-directory/mi/warren-mi/) [Minneapolis, MNMinnesota · local rates, lenders & alternativesMN](/city-directory/mn/minneapolis-mn/) [Saint Paul, MNMinnesota · local rates, lenders & alternativesMN](/city-directory/mn/saint-paul-mn/) [Jackson, MSMississippi · local rates, lenders & alternativesMS](/city-directory/ms/jackson-ms/) [Springfield, MOMissouri · local rates, lenders & alternativesMO](/city-directory/mo/springfield-mo/) [St. Louis, MOMissouri · local rates, lenders & alternativesMO](/city-directory/mo/st-louis-mo/) [Lincoln, NENebraska · local rates, lenders & alternativesNE](/city-directory/ne/lincoln-ne/) [Omaha, NENebraska · local rates, lenders & alternativesNE](/city-directory/ne/omaha-ne/) [Henderson, NVNevada · local rates, lenders & alternativesNV](/city-directory/nv/henderson-nv/) [Las Vegas, NVNevada · local rates, lenders & alternativesNV](/city-directory/nv/las-vegas-nv/) [North Las Vegas, NVNevada · local rates, lenders & alternativesNV](/city-directory/nv/north-las-vegas-nv/) [Reno, NVNevada · local rates, lenders & alternativesNV](/city-directory/nv/reno-nv/) [Elizabeth, NJNew Jersey · local rates, lenders & alternativesNJ](/city-directory/nj/elizabeth-nj/) [Jersey City, NJNew Jersey · local rates, lenders & alternativesNJ](/city-directory/nj/jersey-city-nj/) [Newark, NJNew Jersey · local rates, lenders & alternativesNJ](/city-directory/nj/newark-nj/) [Paterson, NJNew Jersey · local rates, lenders & alternativesNJ](/city-directory/nj/paterson-nj/) [Albuquerque, NMNew Mexico · local rates, lenders & alternativesNM](/city-directory/nm/albuquerque-nm/) [Buffalo, NYNew York · local rates, lenders & alternativesNY](/city-directory/ny/buffalo-ny/) [New York, NYNew York · local rates, lenders & alternativesNY](/city-directory/ny/new-york-ny/) [Rochester, NYNew York · local rates, lenders & alternativesNY](/city-directory/ny/rochester-ny/) [Syracuse, NYNew York · local rates, lenders & alternativesNY](/city-directory/ny/syracuse-ny/) [Yonkers, NYNew York · local rates, lenders & alternativesNY](/city-directory/ny/yonkers-ny/) [Cary, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/cary-nc/) [Charlotte, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/charlotte-nc/) [Durham, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/durham-nc/) [Fayetteville, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/fayetteville-nc/) [Raleigh, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/raleigh-nc/) [Winston-Salem, NCNorth Carolina · local rates, lenders & alternativesNC](/city-directory/nc/winston-salem-nc/) [Akron, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/akron-oh/) [Cincinnati, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/cincinnati-oh/) [Cleveland, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/cleveland-oh/) [Columbus, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/columbus-oh/) [Dayton, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/dayton-oh/) [Toledo, OHOhio · local rates, lenders & alternativesOH](/city-directory/oh/toledo-oh/) [Oklahoma City, OKOklahoma · local rates, lenders & alternativesOK](/city-directory/ok/oklahoma-city-ok/) [Tulsa, OKOklahoma · local rates, lenders & alternativesOK](/city-directory/ok/tulsa-ok/) [Eugene, OROregon · local rates, lenders & alternativesOR](/city-directory/or/eugene-or/) [Portland, OROregon · local rates, lenders & alternativesOR](/city-directory/or/portland-or/) [Salem, OROregon · local rates, lenders & alternativesOR](/city-directory/or/salem-or/) [Philadelphia, PAPennsylvania · local rates, lenders & alternativesPA](/city-directory/pa/philadelphia-pa/) [Pittsburgh, PAPennsylvania · local rates, lenders & alternativesPA](/city-directory/pa/pittsburgh-pa/) [Providence, RIRhode Island · local rates, lenders & alternativesRI](/city-directory/ri/providence-ri/) [Charleston, SCSouth Carolina · local rates, lenders & alternativesSC](/city-directory/sc/charleston-sc/) [Columbia, SCSouth Carolina · local rates, lenders & alternativesSC](/city-directory/sc/columbia-sc/) [Sioux Falls, SDSouth Dakota · local rates, lenders & alternativesSD](/city-directory/sd/sioux-falls-sd/) [Chattanooga, TNTennessee · local rates, lenders & alternativesTN](/city-directory/tn/chattanooga-tn/) [Clarksville, TNTennessee · local rates, lenders & alternativesTN](/city-directory/tn/clarksville-tn/) [Knoxville, TNTennessee · local rates, lenders & alternativesTN](/city-directory/tn/knoxville-tn/) [Memphis, TNTennessee · local rates, lenders & alternativesTN](/city-directory/tn/memphis-tn/) [Nashville, TNTennessee · local rates, lenders & alternativesTN](/city-directory/tn/nashville-tn/) [Amarillo, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/amarillo-tx/) [Arlington, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/arlington-tx/) [Austin, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/austin-tx/) [Brownsville, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/brownsville-tx/) [Carrollton, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/carrollton-tx/) [Corpus Christi, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/corpus-christi-tx/) [Dallas, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/dallas-tx/) [El Paso, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/el-paso-tx/) [Fort Worth, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/fort-worth-tx/) [Frisco, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/frisco-tx/) [Garland, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/garland-tx/) [Grand Prairie, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/grand-prairie-tx/) [Houston, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/houston-tx/) [Irving, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/irving-tx/) [Killeen, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/killeen-tx/) [Laredo, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/laredo-tx/) [Lubbock, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/lubbock-tx/) [McAllen, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/mcallen-tx/) [McKinney, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/mckinney-tx/) [Mesquite, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/mesquite-tx/) [Midland, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/midland-tx/) [Pasadena, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/pasadena-tx/) [Plano, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/plano-tx/) [San Antonio, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/san-antonio-tx/) [Waco, TXTexas · local rates, lenders & alternativesTX](/city-directory/tx/waco-tx/) [Salt Lake City, UTUtah · local rates, lenders & alternativesUT](/city-directory/ut/salt-lake-city-ut/) [West Valley City, UTUtah · local rates, lenders & alternativesUT](/city-directory/ut/west-valley-city-ut/) [Alexandria, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/alexandria-va/) [Chesapeake, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/chesapeake-va/) [Hampton, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/hampton-va/) [Newport News, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/newport-news-va/) [Norfolk, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/norfolk-va/) [Richmond, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/richmond-va/) [Virginia Beach, VAVirginia · local rates, lenders & alternativesVA](/city-directory/va/virginia-beach-va/) [Bellevue, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/bellevue-wa/) [Kent, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/kent-wa/) [Seattle, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/seattle-wa/) [Spokane, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/spokane-wa/) [Tacoma, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/tacoma-wa/) [Vancouver, WAWashington · local rates, lenders & alternativesWA](/city-directory/wa/vancouver-wa/) [Madison, WIWisconsin · local rates, lenders & alternativesWI](/city-directory/wi/madison-wi/) ## Prefer to start with your state? State hubs cover every city in that state, plus the statewide rate cap and licensing rules. [All 50 States + DCBrowse every state payday-loan guide](/by-region/) [How payday loans workThe main guide before you apply anywhere](/payday-loans/) [15 cheaper alternativesRanked by APR — lower-cost options first](/beyond-payday/)